As the cost of living continues to rise, Canadians can look forward to a wave of financial relief from the Canada Revenue Agency (CRA) this summer. Between June and August 2025, several federal benefits are being rolled out, offering timely support to help cover everyday essentials like groceries, fuel, and childcare.
Whether you’re a worker, a parent, or living with a disability, here’s a detailed look at who qualifies, how much you could receive, and when to expect your payments.
Summer 2025 CRA Payment Schedule
Here’s a quick snapshot of the five main benefits hitting Canadian bank accounts this summer:
| Benefit | Payment Date | Regions | Estimated Amount |
|---|---|---|---|
| Canada Carbon Rebate (CCR) | July 15, 2025 | AB, SK, MB, ON, NB, NS, PEI, NL | $280–$386 per family of four |
| Canada Disability Benefit | Starts July 2025 | Nationwide | $300–$600 per month (expected) |
| GST/HST Credit | July 5, 2025 | Nationwide | Up to $650 per couple annually |
| Canada Child Benefit (CCB) | July 19, 2025 | Nationwide | Up to $7,437 per child annually |
| Advanced Canada Workers Benefit | July 12, 2025 | Nationwide (for low-income workers) | $500–$1,500 depending on income/family |
Canada Carbon Rebate (CCR)
This rebate offsets the federal carbon tax in provinces without their own pricing system. It’s paid quarterly and varies by province.
| Province | Single Adult | Family of Four |
|---|---|---|
| Alberta | $193 | $386 |
| Saskatchewan | $170 | $340 |
| Manitoba | $150 | $300 |
| Ontario | $140 | $280 |
Next payment: July 15, 2025
Make sure your direct deposit info is up to date with CRA to receive it quickly.
Canada Disability Benefit (CDB)
Launching in July 2025, this new monthly payment is aimed at working-age Canadians with disabilities who fall below a certain income threshold.
Who qualifies:
- Aged 18 to 64
- Have a certified disability (via DTC or equivalent provincial verification)
- Income-tested (official thresholds to be confirmed)
Expected payment: $300–$600 per month
Frequency: Monthly
This benefit is tax-free and designed to supplement existing disability support programs.
GST/HST Credit
A reliable quarterly credit that helps low- to moderate-income Canadians manage goods and services tax costs.
Next payment: July 5, 2025
Amount:
- Up to $496 for singles
- Up to $650 for couples
- $171 per eligible child
Even if you had no income, file your 2024 taxes to qualify.
Canada Child Benefit (CCB)
If you have children under 18, the CCB is one of the most substantial forms of support available.
Next payment: July 19, 2025
Annual maximum: Up to $7,437 per child, based on:
- 2024 family net income
- Number of children
- Age of dependents
Note: July’s payment reflects annual recalculations, so the amount may differ from previous months.
Advanced Canada Workers Benefit (ACWB)
Designed for low-income earners, this is an early payment of 50% of your expected Canada Workers Benefit for 2025.
Next payment: July 12, 2025
Eligibility: Based on your 2024 tax return
Estimated amount: $500 to $1,500
You don’t need to apply—if you qualify, CRA sends it automatically.
What You Need to Do
To ensure you receive all the payments you’re eligible for:
- File your 2024 tax return
- Update your direct deposit details via CRA My Account
- Check your eligibility for each benefit
- Monitor CRA communications in your online account or by mail
These benefits are designed to ease financial pressure, especially as inflation impacts household budgets. For many Canadians, they can make the difference between getting by and falling behind.
FAQs:
Do I need to apply for these payments?
Most are automatic if you’ve filed your taxes. The exception is the Canada Disability Benefit, which may require enrollment through the Disability Tax Credit system.
Can I receive multiple payments?
Yes. If eligible, you can receive more than one benefit—for example, the GST Credit and the Carbon Rebate.
Will these payments affect other benefits?
No. Most of these payments are non-taxable and do not affect eligibility for other government supports.
